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Welcome to my website. I am a local estate agent with 33 years experience and a wealth of knowledge in the property market. I offer a bespoke personal service to all my clients. Please get in touch here for help and advice on any property related matter. 

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Questions to ask when viewing a Loughton home

Subjects to consider when viewing a house 

When you enquire about viewing a property, the selling agent should be evaluating your position to purchase. Good agents will also understand your requirements to help source other homes if the specific house is not suitable. 

Buying a home involves the buyer as much as the seller, so you need to undertake your own research. It can be challenging to know what you must ask. Here, we have outlined a few example questions that you can ask the selling agent. 

Why has the seller decided to sell now? 

By asking the agent why the seller is moving, it is possible to learn valuable information that can help determine your bid. Knowing if the owners may go into repossession or if they've retired after paying off the home can assist you in understanding the urgency of the sellers to sell their Loughton home.  

Have you had any other offers? 

Remember that you are not merely negotiating with the seller for a particular price. Instead, you are essentially competing with other potential buyers. Thus, knowing what you are up against can be really useful.  

Does the property have special ownership costs? 

Ask the agent regarding the expenses associated with the property ownership. Understand the extra costs included to make an informed choice.  

Has there been previous survey issues? 

The property could have been sold before and experienced mortgage survey issues. Finding this out before negotiating a price is highly advised; otherwise, you could find a similar problem yourselves and save money and valuable time.  

Are the sellers in a chain?

Find out not only if the seller has found a property to buy connected to your transaction but how many other people are involved. A large chain could be off-putting with no chances of withdrawals, so this could impact the price you are prepared to pay 

Do the sellers have an AIP? 

Your financial position will be checked and verified as part of the selling agent service, but what about you verifying the seller? What happens if they do not get their mortgage? Your purchase would fall apart. So let's get this checked early. 

What furniture and appliances are being sold with the house? 

A seller tends to incorporate their major appliances, including the refrigerator, stove and dishwasher, with the home most of the time. However, this does not always hold true. 
If you do not own any of these items, it is best to learn if they are incorporated in the purchase price.  

If you would like us to handle the negotiation process to reduce the house purchase price and verify the seller, contact us 07951 020200 or email daniel.lewis@kwuk.com.

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