Daniel Lewis Properties
View Properties

Welcome to my website. I am a local estate agent with 33 years experience and a wealth of knowledge in the property market. I offer a bespoke personal service to all my clients. Please get in touch here for help and advice on any property related matter. 

Find out more


Search Daniel Lewis Properties properties

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Daniel can give you an accurate property valuation

Receive an accurate home valuation and market appraisal from an experienced property proffessional

You could be pleasantly surprised!

Buying a New Home? Four Key Questions to Ask Your Loughton Mortgage Broker

Purchasing a New House? Four Key Questions to Ask Your Loughton Mortgage Advisor 

Are you looking to purchase a new house? If you plan on borrowing either some or most of the house's purchase price, you must get prepped for the entire mortgage process. We have outlined four key questions that you must ask your Loughton mortgage professional to begin working on your home loan. 

What's The Best Mortgage Option For Me? 

It is common knowledge that there are an array of mortgage loan options and programs available today. You may be eligible for several mortgage loans as well as a few government programs or speciality mortgages. For each kind of mortgage loan, your mortgage advisor can assist you in discussing the pros and cons to help you opt for the right option. 

What Interest Rate Fits My Budget?

The next step involves determining the loan term and interest rate combination that result in an affordable monthly payment for you. For instance, in a few cases, a lower interest rate may be preferred over a more extended period such as 15 or 20 years, which essentially decreases your monthly payments. Alternatively, you may wish to pay back the loan faster and opt for a shorter term with a slightly higher interest rate. 

What Fees And Completion Cost Will I Incur? 

When borrowing a mortgage to purchase a house, a few additional costs and fees will be incurred. A few of them are associated with the home itself, including the home inspection or valuation fees. The rest of the fees are associated with the mortgage. They are related to loan origination fees or discount points that you decide to purchase to lower your interest rate. Consult your mortgage advisor to learn more regarding the fees you must pay and those you can avoid. 

What Documents And Paperwork Do I Need To Prepare? 

Lastly, you will need to supply documents and paperwork. Such as income and credit history and those meant for risk assessment purposes, including past income tax forms, bank statements, or other materials in case you're self-employed. 

When you meet your mortgage advisor, these are a few points you must cover. 

To learn more about the mortgage process and how you can get things started, get in touch with us today. Our mortgage partners will be more than happy to answer any queries you might have, call on 07951 020200.

Share on

Select your home address

Looking for an quick idea on what your property is worth?


Your own property expert
We will always visit your property to calculate a true market value.


You're in control
There is no obligation to use Keller Williams once your property is valued.


Lets get you the best price
Experience means securing the right buyer and negotiating the best price possible for you.


With you at every step
Your local expert is available to you 24/7.

Final pieces of information

Go Back

Daniel Lewis Properties

Contact Daniel Lewis Properties